Disclaimer

Disclaimer

Everything on this site is general information to help you plan. It isn't financial, tax or legal advice.

Last updated 12 November 2026

General information only

Our tools, guides and templates are general information. They don't take your personal situation into account, and they aren't a recommendation to do anything. We aren't financial advisers, and we aren't authorised by the Financial Conduct Authority to give financial advice.

Calculators give estimates

The calculators use simple methods to give quick estimates. For example, the debt calculator works out interest as APR ÷ 12 each month, but lenders often work it out daily. Your real figures may be different. Always check against your own statements, payslips, contracts and the official fee pages.

Things change

Fees, rates, benefit rules and other figures change. We try to keep the site up to date and show when we last checked, but we can't promise everything is current. Check with the official source before you rely on it.

Templates

Our templates are tools to help you organise your own numbers. Check that the results make sense for you. They aren't financial, tax or legal advice either.

Links to other websites

We link to other websites we think are helpful. We aren't responsible for their content.

Your decisions

You're responsible for the decisions you make with your money. We can't accept responsibility for any loss that comes from relying on the information on this site.

Where to get free help

For advice about your own situation, speak to a qualified, regulated professional such as a financial adviser or accountant.

Questions

Email hello@example.co.uk.