Made for UK money

Money, sorted in minutes.

Free calculators and simple Google Sheets templates for budgeting on 4-weekly pay, clearing debt, saving up and running a side hustle.

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No sign-upWorks on your phoneBuilt for the UK
Free tools

Quick answers to everyday money questions

Type in a few numbers and see the answer straight away. Nothing you enter leaves your browser.

Most popular

4-weekly pay budget calculator

Find your extra payday month and what's left after bills every payday.

Work it out

Debt payoff calculator

Compare snowball and avalanche, and see your debt-free date.

Plan my payoff

Savings plan maker

Pick a goal and a date, and get a printable tick-off plan.

Make my plan

Reseller profit calculator

What you really make on Vinted, eBay or Etsy after fees and postage.

Check my profit

Invoice generator

A clean UK invoice in a minute. Print it or save it as a PDF.

Make an invoice

See all tools

New calculators are added every month.

All free tools
Templates

Spreadsheets that do the maths for you

Ready-made Google Sheets and Excel templates, built around how money actually works in the UK.

  • Budgets for 4-weekly pay and Universal Credit dates
  • Debt, savings and sinking-fund trackers with progress bars
  • Profit trackers for Vinted, eBay and Etsy sellers
  • A plain-English guide with every template
Browse templatesVisit the Etsy shop
Why it works

Small, simple habits. Real results.

13

paydays a year if you're paid every 4 weeks. Our planner shows you where the extra one lands.

5 min

to set up a template. Copy it to your Google Drive, type your numbers, done.

£0

for every calculator on this site. No account and no catch.

Guides

Plain-English money guides

All guides
Budgeting

How to budget when you're paid every 4 weeks

Why 13 paydays changes everything, and a simple way to plan for it.

Read guide Debt

Debt snowball vs avalanche, explained simply

Which method saves more, and which one you'll actually stick to.

Read guide Side hustles

How much do you really make reselling on Vinted?

Fees, postage and packaging, worked out with real examples.

Read guide

Get the free bills checklist

A free Google Sheets checklist for every monthly bill, plus one short money email a month. Unsubscribe any time.